BRIDGING THE GAP: Navigating the Decade of Early Retirement

BRIDGING THE GAP: Navigating the Decade of Early Retirement

BRIDGING THE GAP: Navigating the Decade of Early Retirement Emma Powell
Published on: 01/09/2025

Retiring at 50 sounds like a dream, but it comes with a challenge: the gap decade before you can access IRA funds without penalty. In this article, we explore strategies to cover living expenses while letting your retirement accounts grow, balancing taxable investments for cash flow with SDIRAs for long-term growth. From leveraging private lending at 10–12% returns to exploring Real Estate Professional Status (REPS) for tax benefits, this guide shares practical insights for sustaining your lifestyle, preserving capital, and thriving through the gap years until 59½.

Passive Real Estate Investing
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YOU ARE USING YOUR SELF-DIRECTED IRA WRONG

YOU ARE USING YOUR SELF-DIRECTED IRA WRONG

YOU ARE USING YOUR SELF-DIRECTED IRA WRONG Emma Powell
Published on: 19/08/2025

Many investors rush to put real estate into their IRAs, expecting double tax benefits, depreciation plus tax-deferred or tax-free growth. The reality is different. Depreciation offers little value inside an IRA, and debt-financed deals can trigger surprise taxes through UBIT/UDFI. This post breaks down where investors go wrong, how depreciation really works in SDIRAs, and why private lending often provides a more tax-efficient strategy. If you’re looking to optimize your retirement portfolio, understanding these nuances could save you from costly mistakes.

Passive Real Estate Investing
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YOU ARE MESSING UP YOUR RETIREMENT

YOU ARE MESSING UP YOUR RETIREMENT

YOU ARE MESSING UP YOUR RETIREMENT Emma Powell
Published on: 05/08/2025

Learn how a Self-Directed IRA (SDIRA) lets you invest beyond the stock market. From private real estate to passive lending, discover how to diversify smarter and build income for the life you actually want.

Passive Real Estate Investing
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10 Lessons I’ve Learned From Running Multiple Startups and Ventures

10 Lessons I’ve Learned From Running Multiple Startups and Ventures

10 Lessons I’ve Learned From Running Multiple Startups and Ventures Emma Powell
Published on: 22/07/2025

10 lessons from building multiple businesses, what worked, what didn’t, and how it all led to investing for freedom, not just income. If you’re a business owner looking to turn cash flow into long-term wealth, this one’s for you.

Passive Real Estate Investing
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